Ravi
- in performance terms there is no comparision of CAT5E versus security cable. The CAT5E is good for for 1GB and 10GB on the short hauls found in homes.
CAT5E is fullt re-purposeable - i.e. you want an IP camera in place of a PIR - you got it!. With the extra cores you *could* do ethernet and a PIR on the same cable.
The only hassle I can see is colour schemes, security cable uses solid colourw whereas CAT5E uses pair colours. There is a very slight difference in thickness.
When I had my alarms implemented, it was a mere case of a pot of tea to decide on the colours. The longer debate related to both the automation system AND the alarm system seeing the PIRs - this they were less keen on. We ended up with some PIRs being security only, and the home automation set being grouped in to upstairs and downstairs then taken to a separate input on the alarm panel.
This is so that at maintenance they can discriminate bewteen PIRs they need to maintain and check, and those that they leave along.
The security market is quite tied up in NACOSS, but these are recommendations that effectively become 'regulations' through the demand of insurance companies. You also need to understand that many security installers are trained for a set group of panels and accesories and wish to keep exclusively to those. This is because they have to maintain the equipement.
The debate has been exercised many times, at the top end of the market there is a divergence with security systems being implemented on the same hardware as home automation and the maintenance contracts covering both. Some installers are NACOSS registered, and its their seal of approval that satisfies the insurance company.
These days (oddly enough) it is sometimes better to have a security alarm but not declare it to your insurance company. This is because you may find that you're not covered if you are burgled when your alarm is off. The small increase in premium may be worth the extra cover, particularly if you know your family will not be rigorous in setting the alarm.
Andy